What is the real lesson of the Klarna case?
Selectivity: audit the overlap, consolidate hard, switch vendors where fit beats incumbency, and build only where internal capability already exists. The sequence is copyable; the mythologized version never happened.
RELATED PAGE · What Klarna Actually Did Why does the wrong version of the story persist?
Because it is useful to almost everyone repeating it - vendors selling AI platforms, shops selling builds, and consultancies selling transformation programs. Case studies that enter budget conversations deserve tracing to the primary record first.
RELATED PAGE · Build vs. Buy decision guide